How to apply for e-Shram Pension Card Registration | Pradhan Mantri Shram Yogi Maandhan (PM-SYM) Scheme

e-Shram Pension Card Registration | Pradhan Mantri Shram Yogi Maandhan (PM-SYM) Scheme

The Pradhan Mantri Shram Yogi Maandhan (PM-SYM) scheme is a lifeline for unorganized workers in India. It was launched by the Ministry of Labor and Employment. This scheme aims to provide financial security to workers in the unorganized sector.

How to apply for e-Shram Pension Card Registration | Pradhan Mantri Shram Yogi Maandhan (PM-SYM) Scheme 1
How to apply for e-Shram Pension Card Registration | Pradhan Mantri Shram Yogi Maandhan (PM-SYM) Scheme 4

Understanding PM-SYM Scheme

The unorganized sector in India comprises a diverse range of occupations, from street vendors to domestic workers. These workers often struggle to secure their financial future due to the absence of formal social security mechanisms. PM-SYM was introduced to address this issue and offer them a safety net.

Who Can Benefit from PM-SYM?

To reap the benefits of the PM-SYM scheme, a worker must meet certain eligibility criteria:

  • Age: The scheme is open to individuals aged between 18 to 40 years.
  • Income: The monthly income of the worker should be Rs. 15,000 or less. This criterion ensures that those most in need can access the scheme.
  • Not Covered Under Other Schemes: To be eligible, a worker should not already be a part of other social security programs such as the New Pension Scheme (NPS), Employees’ State Insurance Corporation (ESIC) scheme, or the Employees’ Provident Fund Organisation (EPFO).

Key Features of PM-SYM

Minimum Assured Pension: Each subscriber is guaranteed a minimum pension of Rs. 3,000 per month upon reaching the age of 60. This financial cushion can significantly improve the quality of life for unorganized workers in their twilight years.

Family Pension: PM-SYM extends its support to the families of subscribers. In the unfortunate event of the subscriber’s demise, the spouse becomes entitled to receive 50% of the pension as family pension. This feature ensures that the financial security continues to support the family even after the subscriber is no more.

Nomination Facility: Subscribers can nominate a family member who will receive the accumulated corpus in the event of their untimely death. This feature adds an extra layer of financial security.

Vesting Period: Subscribers need to contribute to the scheme for a specific vesting period to be eligible for pension. The government contributes an equal amount to the subscriber’s contribution, making it an affordable option for those with low income.

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Eligibility for e-Shram Card

Who can benefit from the e-Shram Card? The eligibility criteria are straightforward:

Age Range: Individuals aged between 16 and 59 years can apply for the e-Shram Card.

Occupation: Any person working in the unorganized sector is eligible. This covers a wide array of professions.

Aadhaar Linking: Applicants must have a valid mobile number linked to their Aadhaar card

Applying for an e-Shram Card: The Registration Process

e-Shram Card
How to apply for e-Shram Pension Card Registration | Pradhan Mantri Shram Yogi Maandhan (PM-SYM) Scheme 5

The application process for the e-Shram Card is user-friendly and can be completed online. Here’s a step-by-step guide:

  • Visit the e-Shram Portal: Access the official e-Shram Portal (Self-registration page).
  • Provide Aadhaar-Linked Mobile Number: Enter your Aadhaar-linked mobile number and the captcha code. Click on the ‘Send OTP’ button.
  • OTP Verification: An OTP will be sent to your mobile number. Enter the OTP and click ‘Validate.’
  • Confirm Personal Details: Verify your personal details displayed on the screen.
  • Provide Additional Information: Enter details such as your address, educational qualifications, and more.
  • Specify Your Occupation: Select your occupation, nature of business, and type of work.
  • Bank Details and Self-Declaration: Input your bank details and complete the self-declaration.
  • Preview and Submit: Click on ‘Preview’ to review the entered information. If everything is accurate, click ‘Submit.’
  • OTP Verification: Another OTP will be sent to your mobile number. Enter it and click ‘Verify.’
  • Download Your e-Shram Card: Once the process is complete, your e-Shram Card will be generated and displayed on the screen. You can also download it from the portal.

Benefits of the e-Shram Card

The e-Shram Card comes with a host of advantages for unorganized workers:

  • Monthly Pension: Upon reaching 60 years of age, e-Shram Card holders receive a monthly pension of Rs. 3,000.
  • Death Insurance: In the unfortunate event of death due to an accident, beneficiaries are entitled to Rs. 2,00,000. Additionally, they receive Rs. 1,00,000 in case of partial handicap.
  • Family Benefits: If a beneficiary passes away, their spouse will inherit all the benefits.
  • Universal Account Number (UAN): Beneficiaries are assigned a 12-digit UAN number, valid across India.
BenefitsDetails
Monthly PensionRs. 3,000 after reaching 60 years
Death InsuranceRs. 2,00,000 in case of death due to mishap, Rs. 1,00,000 for partial handicap
Family BenefitsSpouse inherits all benefits
Universal Account Number (UAN)12-digit UAN valid throughout India
Table 1: Benefits of e-Shram Card

Integration with Other Government Portals

The e-Shram Card scheme is integrated with various other government portals to expand its reach and benefits:

  • NCS Portal: This integration aims to provide job opportunities to unorganized workers.
  • UMANG Mobile App: The scheme is now accessible through the UMANG Mobile App, simplifying registration and updates.
  • Pradhan Mantri Shram Yogi Maan-Dhan (PM-SYM): Workers registered on e-Shram can seamlessly enroll in PM-SYM using their UAN.
  • DigiLocker: e-Shram is integrated with DigiLocker, ensuring secure and easy access to e-Shram Cards.
  • Skill India Portal: This integration allows workers to access various skilling programs tailored to their needs and occupation.
  • Integration with EPFO: This integration aids in the deduplication of the e-Shram database and ensures that central and state government benefits reach the correct individuals.
  • Integration with DFPD: Integration with the Department of Food and Public Distribution helps identify migration patterns and supports policy formulation.
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How to download e-Shram Card

To download your e-Shram Card, follow these steps:

  • Visit the e-Shram portal.
  • Click on the ‘Already Registered’ tab and select the ‘Update/download UAN card’ option.
  • Enter your UAN number, date of birth, and the captcha code. Click ‘Generate OTP.’
  • Enter the OTP received on your mobile number and click ‘Validate.’
  • Review the personal details displayed on the screen and click ‘Submit.’
  • Receive another OTP on your mobile number, enter it, and click ‘Verify.’
  • Your e-Shram Card will be generated and displayed on the screen. You can also download it from the portal.
  • Checking Your e-Shram Card Payment Status
  • To check the payment status of your e-Shram Card, follow these steps:
  • Visit the e-Shram portal.
  • Click on the ‘E-Aadhaar Card Beneficiary Status Check’ link.
  • Enter the e-Shram card number, UAN number, or Aadhaar Card information.
  • Click ‘Submit’ to view your e-Shram payment status.

e-Shram Card Helpline Number

If you require assistance or have inquiries related to the e-Shram Card, you can reach out through the following channels:

e-Shram Card helpline toll-free number (available every day): 14434

e-Shram email ID: [email protected]

Contact Information

Conclusion

The Pradhan Mantri Shram Yogi Maandhan (PM-SYM) scheme is a beacon of hope for unorganized workers in India. By providing a minimum assured pension, family pension, and a nominal contribution period, this scheme aims to ensure financial security for workers in their later years. The process of enrolling is simple. Thus, it makes it accessible to those who need it most.

CategoryDetails
Scheme Namee-Shram Card
Launched byMinistry of Labor & Employment, India
Start DateAugust 2021
BeneficiariesUnorganized sector workers
Pension BenefitsRs. 3,000 per month
Insurance BenefitsDeath insurance of Rs. 2,00,000
Rs. 1,00,000 for partial handicap
Age Limits16-59 years
Official Websitee-Shram Portal
Helpline Number14434
EligibilityAny unorganized worker aged 16-59
Valid mobile number linked with Aadhaar
Application ProcessOnline through e-Shram portal or CSC
UAN (Universal Account Number)12-digit number valid throughout India
Documents RequiredAadhaar card
Mobile number linked with Aadhaar
Bank account
BenefitsMonthly pension after 60 years
Death insurance
Financial aid in case of partial handicap
Spouse benefits in case of mishap
Access to various government schemes
Integration with other PortalsNCS Portal for job opportunities
UMANG Mobile App for registration and updates
Pradhan Mantri Shram Yogi Maan-Dhan (PM-SYM)
DigiLocker for e-Shram Card download
Skill India Portal for skilling programs
Integration with EPFO for organized status
Integration with DFPD for migration analysis
How to Download e-Shram CardVisit e-Shram portal
Select ‘Already Registered’ and ‘Update/download UAN card’
Enter UAN, date of birth, and captcha code
Generate OTP, validate, review, and submit
Download the e-Shram Card
Payment Status CheckVisit e-Shram portal
Select ‘E-Aadhaar Card Beneficiary Status Check’
Enter e-Shram card number, UAN, or Aadhaar
Check e-Shram payment status
Helpline NumberHelpline toll-free number: 14434
Email: [email protected]
Table 2: Overview of e-Shram Card & Pradhan Mantri Shram Yogi Maandhan

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FAQs about e-Shram Card & Pradhan Mantri Shram Yogi Maandhan (PM-SYM) Scheme

Q: What is the e-Shram Card?

The e-Shram Card is a government initiative aimed at providing social security benefits to workers in the unorganized sector, such as home-based workers, street vendors, and laborers.

Q: Who is eligible for the e-Shram Card?

Any individual working in the unorganized sector, aged between 16 to 59 years, with a valid mobile number linked to their Aadhaar card, is eligible for the e-Shram Card.

Q: How do I apply for the e-Shram Card?

You can apply for the e-Shram Card online through the official e-Shram portal or by visiting the nearest Common Service Centre (CSC).

Q: What benefits does the e-Shram Card provide?

The e-Shram Card offers several benefits, including a monthly pension of Rs. 3,000 after the age of 60, death insurance of Rs. 2,00,000, and Rs. 1,00,000 for partial handicaps. It also provides a Universal Account Number (UAN) valid throughout India.

Q: How can I check my e-Shram Card payment status?

To check your e-Shram Card payment status, visit the e-Shram portal and use the “E-Aadhaar Card Beneficiary Status Check” link. Enter your e-Shram card number, UAN number, or Aadhar Card details.

Q: Can I download my e-Shram Card online?

Yes, you can download your e-Shram Card online. Visit the e-Shram portal and select the “Already Registered” tab. Then, choose the “Update/download UAN card” option to download your e-Shram Card.

Q: What is the e-Shram Card portal link with other government portals?

The e-Shram Card portal is linked with various government portals like the NCS Portal for job opportunities, UMANG Mobile App for registration and updates, and Pradhan Mantri Shram Yogi Maan-Dhan (PM-SYM) for pension benefits.

Q: Is the e-Shram Card available for workers already registered under ESIC or EPFO?

No, the e-Shram Card is not available for workers already registered under Employees’ State Insurance Corporation (ESIC) or Employees’ Provident Fund Organization (EPFO).

Q: Can I apply for the e-Shram Card if I’m an income taxpayer?

The e-Shram Card is available to those who are not income taxpayers, and their monthly income is Rs. 15,000 or less.

Q: How can I contact the e-Shram Card helpline for assistance?

You can contact the e-Shram Card helpline 24/7 by dialing 14434. You can also reach out via email at [email protected].

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