PM-Kisan Scheme: Empowering Small Farmers with Financial Support | How to Apply?

The PM-Kisan (Pradhan Mantri Kisan Samman Nidhi) Scheme is a central sector initiative designed to provide financial support. It is for small and marginal farmers across India. This guide provides details about the eligibility criteria, benefits, application processes, and more.

PM Kisan Scheme Details

The PM Kisan Scheme, also known as Pradhan Mantri Kisan Samman Nidhi, falls under the category of a central sector scheme, which means it is directly funded and controlled by the central government. The Ministry of Agriculture and Farmers Welfare is the key authority overseeing this initiative. The scheme came into effect on December 1, 2018. The official website serves as the primary platform for information and application.

PM-Kisan | pm kisan samman nidhi yojana

Under this scheme, small and marginal farmers receive a financial benefit of Rs. 6,000 per year. It is distributed in three equal installments. Small and marginal farmers are the primary beneficiaries, and the scheme operates through an online mode facilitated by Common Service Centers (CSCs). For any queries or assistance, individuals can reach out to the scheme’s helpline at 011-24300606 or via email at [email protected] or [email protected].

PM-Kisan Samman Nidhi Eligibility Criteria

To qualify for the PM-Kisan Scheme, beneficiaries must belong to landholder farmer families. A landholder farmer family, as defined by the scheme, comprises a husband, wife, and their minor children who own cultivable land as per the land records of their respective state or union territory. The scheme relies on existing land ownership records to identify eligible beneficiaries.

PM-Kisan Scheme Exclusion Category

While the PM-Kisan Scheme aims to support small and marginal farmers, there are specific categories of beneficiaries who are excluded. These include:

  • Institutional landholders.
  • Farmer families with members holding constitutional posts, including past and present holders.
  • Present and former Ministers, State Ministers, Chairpersons of District Panchayats, Mayors of Municipal Corporations, Members of Lok Sabha or Rajya Sabha or State Legislative Assemblies or State Legislative Councils.
  • Retired and serving employees and officers of Central or State Government Ministries or Offices.
  • Superannuated or retired pensioners with a monthly pension of Rs. 10,000 and above.
  • Individuals who paid Income Tax in the last assessment year.
  • Professionals like Engineers, Doctors, Chartered Accountants, Lawyers, and Architects registered with Professional bodies.

PM-Kisan Scheme Benefits

The core benefit of the PM-Kisan Scheme is the provision of income support to all eligible land-holding farmers and their families. These families receive Rs. 6,000 annually, regardless of the size of their landholdings. The amount is disbursed in three equal installments as follows:

InstallmentPeriod of Payment
Rs. 2,000April – July
Rs. 2,000August – November
Rs. 2,000December – March
Table 1: PM-Kisan Scheme Installments

The scheme aims to provide a significant financial boost to small and marginal farmers, enhancing their livelihoods and agriculture practices.

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Objectives of the PM KISAN Scheme

The PM-Kisan Scheme is driven by specific objectives:

  • To provide income support to eligible land-holding farmers and their families.
  • To assist farmers in acquiring the necessary inputs to ensure healthy crops and anticipated yields.
  • Expanding the scheme’s coverage to benefit more farmers, with a focus on including 2 crore additional farmers at an estimated cost of Rs. 87,217.50 crore, funded by the Central Government.

Advantages of PM KISAN Scheme

The PM-Kisan Scheme offers several advantages, including:

  • Direct fund transfer: Funds are directly transferred to beneficiaries’ bank accounts.
  • Digitalization: All farmer-related records are maintained digitally, streamlining registration and fund transfers.
  • Easing liquidity constraints: The scheme alleviates financial constraints for farmers.
  • Modernization of agriculture: The scheme contributes to the government’s agricultural modernization initiatives.
  • Non-discrimination: The PM-Kisan scheme is inclusive and does not discriminate when selecting beneficiaries.

PM Kisan Aadhaar Link

Farmers must link their Aadhaar cards to avail of PM Kisan scheme benefits. The installment disbursement relies on the Aadhaar-seeded database. Beneficiaries can link their Aadhaar to their bank accounts on the PM-Kisan portal.

PM Kisan e-KYC for Farmers

e-KYC (Know Your Customer) is mandatory for PM-Kisan beneficiaries and must be completed by August 31, 2022. This process can be done online through the PM-Kisan portal, with an option for Aadhaar-based eKYC through OTP authentication. Farmers can also complete e-KYC at CSC centers.

PM Kisan Samman Nidhi Credit Card

The Kisan Credit Card (KCC) scheme, launched in 1988, is linked to the PM-Kisan scheme. PM-Kisan beneficiaries can apply for KCC cards, offering low-interest loans, collateral-free loans up to Rs. 3 lakh, in-built crop insurance, and flexible repayment options.

FeaturesPM-Kisan Credit Card
Interest Rate2% to 4%
Loan LimitUp to Rs. 3 lakh
Crop Insurance CoverageIncluded
Repayment OptionsFlexible
Table 2: PM-Kisan Credit Card Features

Application Process under PM Kisan

Farmers can apply for the PM-Kisan Scheme through revenue officials, village Patwaris, designated officers, Common Service Centres (CSCs), or self-registration via the PM-Kisan portal. Registration details include name, age, gender, mobile number, Aadhaar number (or Aadhaar Enrollment Number), bank account details, and relevant identification documents.

PM Kisan Online Registration Process

PM-Kisan Scheme: Empowering Small Farmers with Financial Support | How to Apply? 1

To register online for the PM-Kisan scheme:

  • Visit the PM-Kisan portal.
  • Select ‘New Farmer Registration’ under ‘Farmers Corner.’
  • Verify your Aadhaar and state information.
  • If not found, proceed to register.
  • Complete the registration form as instructed.

PM-Kisan Mobile App Registration

Farmers can also use the PMKISAN mobile app, available on the Google Play Store, for registration. The process includes selecting the language, entering Aadhaar details, and providing other necessary information for registration.

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Documents Required for PM-Kisan Registration

To register for the PM-Kisan scheme, you will need the following documents:

  • Aadhaar card.
  • Proof of citizenship.
  • Documents showing ownership of land.
  • Details of your bank account.

PM-Kisan Application Status Check

After applying for the PM-Kisan Scheme, you can check your application status by entering your Aadhaar number and captcha code on the PM-Kisan portal.

PM-Kisan Beneficiary Status

You can verify your beneficiary status by visiting the official PM-Kisan portal and entering your Aadhar number, account number, mobile number, and captcha. This allows you to track the transaction details of your PM-Kisan benefits.

PM-Kisan Beneficiary List

Farmers can also access the PM-Kisan beneficiary list for their village through the official PM-Kisan portal. By selecting the status, district, sub-district, and block, you can view the list of beneficiaries in your village.

PM-Kisan Helpline Number

For assistance with the PM-Kisan Scheme, you can contact the helpline at 155261 or 011-24300606.

Thus, the PM Kisan Scheme is a vital initiative aimed at providing financial support to small and marginal farmers in India. The goal is to improve the livelihoods of these farmers. The scheme’s comprehensive framework, transparency, and digitalization make it accessible to those who need it most. If you’re a farmer, make sure to explore the PM-Kisan Scheme and take advantage of the benefits it offers.

FAQs (Frequently Asked Questions) about the PM Kisan Scheme:

Q1: What is the PM-Kisan Scheme?

The PM-Kisan Scheme is a central sector scheme implemented by the Government of India to provide income support to small and marginal farmers and their families.

Q2: Who is eligible to benefit from the PM-Kisan Scheme?

All landholder farmers’ families, which include husbands, wives, and minor children who own cultivable land as per the land records, are eligible for the scheme. The existing land ownership system is used for identifying beneficiaries.

Q3: How much financial assistance is provided under the PM-Kisan Scheme?

The scheme provides income support of Rs. 6,000 per year, given in three equal installments of Rs. 2,000 each, distributed during specific periods of the year.

Q4: Are there any exclusion categories from the PM-Kisan Scheme?

Yes, there are exclusion categories that are not eligible to receive benefits. These include institutional landholders, holders of constitutional posts, retired and serving government employees, high-income pensioners, and professionals like doctors and lawyers.

Q5: How is the PM-Kisan benefit transferred to farmers?

The benefit is transferred directly to the bank accounts of eligible farmers through an online mode, typically using Common Service Centers (CSCs).

Q6: What is the PM-Kisan Samman Nidhi Credit Card, and how does it work?

The PM-Kisan Credit Card is linked to the PM-Kisan Scheme and provides farmers with access to short-term credit with low interest rates. It is collateral-free, and offers crop insurance, and flexible repayment options.

Q7: How can farmers apply for the PM-Kisan Scheme?

Farmers can apply through revenue officials, Common Service Centers (CSCs), or self-register on the official PM-Kisan portal. They need to provide personal and bank account details along with necessary documents.

Q8: How can farmers check the status of their PM-Kisan application?

Farmers can check the status of their registration application on the PM-Kisan portal by entering their Aadhaar number and captcha code in the “Status of Self Registered/CSC Farmers” section.

Q9: How can farmers verify if they are on the PM-Kisan beneficiary list?

Farmers can check their status by visiting the official PM-Kisan portal and entering their Aadhar number, account number, or mobile number in the “Beneficiary Status” section.

Q10: Is there a helpline for farmers who have questions about the PM-Kisan Scheme?

Yes, there is a PM-Kisan Helpline available at 155261 and 011-24300606 for farmers who need assistance or have questions related to the scheme.

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